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10 Steps To Writing A Debt Settlement Proposal That Your Creditor Will Agree To

The main intention of debt settlement is to find the best middle ground between a debtor and creditor so that the debtor pays a reduced amount to fully settle a debt which would otherwise be a complete default or bad debt. If, as a debtor, you are in a dire financial situation to the point… Continue reading 10 Steps To Writing A Debt Settlement Proposal That Your Creditor Will Agree To

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Talking About Life Insurance Should Be On Your To-Do List

People find it difficult to talk about life insurance; it makes them to think of their mortality, and is a subject known for casting a pall over family gatherings or meetings. It’s not always the most cheerful topic to talk about – not to mention the fact that it requires you to reflect on what… Continue reading Talking About Life Insurance Should Be On Your To-Do List

Are Mortgages Amortized Loans?

Mortgages are never a fun topic or a source of joy for people.  They are often associated giving away your money.  Unfortunately, not everyone can have a fairy tale ending like those YouTube clips and have our mortgages paid off on the spot.  Thankfully mortgages do not have to be paid in one lump sum… Continue reading Are Mortgages Amortized Loans?

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Targeting Debt

What were you thinking when you bought that third magic set? Or worse yet, in vested your money into the magic the gathering card game. With consumer debt on the rise, (isn’t it always) do you fit into the two trillion dollars of household debt floating around out there? Perhaps this isn’t the path we… Continue reading Targeting Debt

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