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What Is The Difference Between A Credit Union and A Bank?

Looking to make an informed decision on which financial institution best suits your needs? You will needs to explore the differences between a Credit Union and the larger intuitions known as the Big Banks. Here we will looks at how the two compare, differ, and the pros and cons associated with each. Credit Unions offer… Continue reading What Is The Difference Between A Credit Union and A Bank?

How Do Banks Determine The Interest Rate?

Personal loans and mortgages certainly allow us to have things and do things that wouldn’t have been possible otherwise, but the interest can make a real dent in the happy feelings. Depending on the type of loan or product you’re talking about, interest may account for tens of thousands of dollars by the time the… Continue reading How Do Banks Determine The Interest Rate?

What Is Bankruptcy Fraud?

The Bankruptcy and Insolvency Act (BIA) allows for legitimate reasons to be recognized for those seeking bankruptcy. Bankruptcy fraud is a serious offence that can be charged criminally. Bankruptcy is regulated under the BIA and the Canadian Criminal Code, which lays out lawful, abusive, and fraudulent practices. The Royal Canadian Mounted Police and the Office… Continue reading What Is Bankruptcy Fraud?

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Is Property Valuation The Same As The Home Appraisal?

Home property values are of great interest to potential home buyers as well as home sellers especially at present when the Australian property market is at its strongest. According to the Australian Bureau of Statistics (ABS) home prices in the eight capital cities of Australia increased by 3.4% in the December quarter 2013 and 9.3%… Continue reading Is Property Valuation The Same As The Home Appraisal?

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