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What Is A Doctor’s Loan?

Beautiful young doctor standing with hands folded and assistant doctors in background

Several years ago Bank of America realized there was a huge untapped potential for business in the thousands of Doctors graduating annually. Although they have huge future earnings potential they do not fit into the standard criteria lending institutions require. Those graduating from Medical School or Residency programs have little money are fairly naive financially… Continue reading What Is A Doctor’s Loan?

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Getting Your Finances Right With Astrolabe Financial Group.

Stevan and Ryan Kerr established Astrolabe Financial Group in 2011. Stevan attained his Bachelor’s degree in Commerce from Concordia University and Ryan attained a degree in Arts from Carleton University. They both hold the CFA charter. The two formed this group to address financial illiteracy in the country. They saw the need to help people… Continue reading Getting Your Finances Right With Astrolabe Financial Group.

About Buying Historic Homes In South Carolina

Buying a historic home can really prove to be an exciting experience. A good thing about historic homes is that they have charm, beauty and historical significance. The aesthetic benefits of this type of home draws much attention from several buyers. If you are thinking to buy a historic home, then you can learn about… Continue reading About Buying Historic Homes In South Carolina

4 Top Tips To Buy Foreclosed Homes

With rising record levels of foreclosures hitting the real estate market in latest years, potential buyers feel that it is an enticing opportunity for them. Before you make any final decision regarding buying such homes, it is advisable to learn about the risks and benefits pertaining to foreclosed homes to gain a good knowledge about… Continue reading 4 Top Tips To Buy Foreclosed Homes

What Is Credit Insurance?

You’ve probably heard of “credit insurance,” but it was not really clear what the term meant. Technically speaking, credit insurance is a coverage plan that protects the balance outstanding on a loan or credit card account. The borrower could stop paying, and it essentially becomes a bad mark on their credit report. But for the… Continue reading What Is Credit Insurance?

UK Set For Personal Debt Crisis – So How Can Brits Get Financially Savvy?

One task that most homeowners find difficulty in achieving is balancing their monthly budget, which is made all the more difficult by the rise in cost of living and inflation. Paying your mortgages or rent, utility bills, grocery, fuel besides education for the kids all make it very difficult to be able to save any… Continue reading UK Set For Personal Debt Crisis – So How Can Brits Get Financially Savvy?

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What Is The Difference Between A Credit Union and A Bank?

Looking to make an informed decision on which financial institution best suits your needs? You will needs to explore the differences between a Credit Union and the larger intuitions known as the Big Banks. Here we will looks at how the two compare, differ, and the pros and cons associated with each. Credit Unions offer… Continue reading What Is The Difference Between A Credit Union and A Bank?

How Do Banks Determine The Interest Rate?

Personal loans and mortgages certainly allow us to have things and do things that wouldn’t have been possible otherwise, but the interest can make a real dent in the happy feelings. Depending on the type of loan or product you’re talking about, interest may account for tens of thousands of dollars by the time the… Continue reading How Do Banks Determine The Interest Rate?

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